Changes coming to Obamacare that our readers might want to know about

Did you know there are upcoming changes for the Affordable Care Act in 2023?  Mike Butz , the owner of MB Insurance a sponsor of can explain it all– if you want to know how next year will be different than this year or if you are thinking of enrolling.

This article and video offer a fairly simple explanation. If you have questions you can call Mike Butz. He is a great source of help on it– not a hard-sell and is very knowledgeable on it.  Butz has an entire agency that specializes in the Affordable Care Act Insurance and like he says in the video, if you don’t call him, he encourages you to call anyone else who specializes in it.

There are several changes that are coming next year under the Affordable Care Act for Missouri residents. If you understand what those changes are and what they mean for you, enrolling in your ACA health insurance plan will be easy. Butz gives an overview in this video:


The ACA Is Determined at a County Level

First, it’s important to understand that the Affordable Care Act and the availability of its policies are determined by the county by which you live. My company, MBhealth Insurance Agency, is in Affton, Missouri, in the St. Louis counties. This means that I’ll be more well-versed in those counties. I may write of something here in St. Louis County that’s not available in another location.

Each County Has Its Own ACA Changes

Each county will have its own options for 2023. It’s important for you to be aware of what those changes are and see what they will mean to you for the coming year. That’s what’s most important. Now that 2022 is virtually over, you need to assess what the year has been like for you, then look ahead to predict if you’ll have any significant changes in your life like:

  • Changes in health
  • Having a child
  • Getting married

There are various issues that you need to consider as you prepare for the ACA enrollment period. The changes in your life from one year to the next can be very dynamic, so it’s important to think with those when looking for health insurance.

Your ACA Plan Changes Each Year

Even if you don’t change your ACA plan, the benefits or other aspects of your insurance that made it a good choice for you last year can (and do) change. The insurance companies change almost everything about your plan’s terms for their own benefit, including the:

  • Pricing
  • Deductibles
  • Copays
  • Doctor networks

This is why it’s important to look at your plan’s terms each year. In fact, a new insurance option may even come into the marketplace on January 1st. You need to be aware of that because something new may come along that works better for your needs.

Contact MBhealth for Assistance with ACA Enrollment

You can certainly go to to look at the different insurance options and try to pick your own. However, it’s overly complicated to navigate. I would encourage you to contact an agency such as mine to sit down and talk about your options.

Our consultants at MBhealth understand all those different insurance options, and we can discuss those with you once we understand what you need from your health insurance. If that sounds like something you need help with, reach out to us today. You can call or text us at (314) 720-4011, or visit our contact page to get in touch with us, and we’ll be happy to help you get the most out of your ACA plan.

For more information CLICK HERE.

Editor’s Note: MB insurance is a sponsor of We thought our readers would benefit from the knowledge that Mike Butz has about the ACA so we wanted to be sure and pass it along. We know him personally; we use MB Health for our Health Insurance and highly recommend them because of their great personal service.

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